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IMB Bank

Finance, Business, Operations & Corporate Services | Credit Assessor

IMB Bank

Wollongong, New South Wales, Australia

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Job Posted: 06/12/2017

Job Category:

Banking & Financial Services / Credit

Job description:
  • Residential lending focus
  • Dynamic retail bank environment
  • Wollongong location

At IMB Bank, our purpose is to make our customers and our communities better off and we've been doing that for 137 years offering some of the most competitive financial products and services in the market. Through our commitment and support to the communities in which we live and work, our Community Foundation has provided in excess of $8.6m in grants to various projects over 18 years.

We're an expanding organisation with a bold vision and an equally bold strategy focusing on growth and improving customer experience through digital transformation.

To assist our front line teams in delivering fast and efficient lending solutions to our members, we are looking for a Senior Credit Assessor to join our Origination Services (Underwriting) team in Wollongong. The scope of responsibility includes the assessment and decisioning of home loans and of more complex self employed, company and trust loans - and working with IMB lenders to ensure deals are structured and submitted in line with policy, compliance and service level standards.

We'd love to hear from you if you are an experienced assessor who has:

  • Strong credit skills in residential lending and more complex lending structures
  • A "can do" approach to underwriting in a high volume assessment environment with a genuine customer service ethic
  • The ability to foster great working relationships and work together to meet turnaround times and service levels
  • Commercial acumen with the ability to help lenders through a deal and offer alternative solutions when needed
  • An informed knowledge of retail lending practices including policy, valuations and mortgage insurance and regulatory requirements and legislation
  • Effective problem solving skills with a high level of financial literacy and analysis capability
  • Proficient technology and effective communication skills
  • The capacity to embrace and contribute to change, help drive improvements and adapt to changing processes in the workplace.

An attractive remuneration package is on offer relevant to the successful candidates experience and capabilities. This is an ideal time to start the new year afresh, make a lifestyle change and embed your credit career locally with an established and highly respected financial services employer in the Illawarra.

Please submit applications to Applications close 17th December 2017. For further information contact Michelle Jordan, Team Leader - or alternatively John McMahon, Team Leader -


Location: Wollongong