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Credit Analyst

BOQ - Bank of Queensland

Sydney, New South Wales, Australia

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Job Posted: 14/09/2017

Job Category:

Banking & Financial Services / Analyst

Job description:
  • Join ASX 100 finance leader – Australia’s Most Loved Bank!
  • Suit Credit Analyst
  • High performing and collaborative team

About the Role:

An opportunity has arisen to join a small high performing team as a Credit Analyst. The purpose of the role is to manage credit risk on small ticket consumer and commercial transactions for BOQ Finance and building and maintaining strong working relationships with the dealer networks.

This role is necessary to assess the credit risk on new business transactions and contributes to the growth of the bank, in particularly growing the right way through application of the credit policy.

You will hold a personal Delegated Approval Authority (“DAA”) for transactions up to an agreed credit limit (depending on your experience) and will be involved with the preparation and recommendation of Credit Applications for approval values which exceed your personal DAA.

You will have strong stakeholder management skills as it is important to build and maintain strong working relationships with the dealership networks

Key responsibilities in the role;

  • Work through your portfolio of credit assessments within your DAA and provide a turnaround with the agreed SLA
  • Prepare/recommend submissions for transactions above own personal DAA
  • Contribute to policy, process and system improvement by undertaking mini projects to improve documentation
  • Completion of associated reports

About you?

To be successful in this role you will have the below skills, knowledge and experience:

  • Previous experience in a similar consumer lending credit assessment role.
  • Held a related personal DAA – based on thorough understanding of all aspects of consumer & commercial lending
  • Up-to-date knowledge of all relevant lending related legislation
  • Proven influencing, interpersonal and conflict resolution skills

Please note that this will be a rotational roster covering a two week cycle as follows;

First week: Monday to Friday (8.30am to 5.00pm)

Alternate week: Tuesday to Friday (9.30am to 6.00pm) and Saturday (9.00am to 4.00pm) with a day in lieu the following week.

This is a fantastic opportunity to develop your career at BOQ, meet new people and join a motivated team of professionals!

Why BOQ:

BOQ culture and benefits

Work for one of Australia's top 100 listed companies where our vision is to create Australia’s Most Loved Bank! BOQ are passionate about providing opportunities for you to develop your career as we continuously adapt and deliver in a transformational and competitive environment.

We support a flexible workplace and our head office in the Sydney CBD provides a great work environment with collaborative open space. Benefits include;

  • Discounted financial products
  • Salary packaging options
  • Purchase annual leave
  • BUPA Corporate Plan
  • Gym discounts and much more!

How to apply?

To apply for this role please follow the links, alternatively you can view the role on our Careers Page, https://boq-openhire.silkroad.com/epostings/index.cfm.

The Bank of Queensland is committed to diversity and an inclusive workforce

BOQ is a member of the Australian Bankers’ Association and has subscribed to the Conduct Background Check Protocol (Protocol). Under the Protocol, from 1 October 2017, BOQ will contact any previous employer/s who are also part of this association to provide a Conduct Check of any potential employee.

If you are successful for a role with the Bank of Queensland, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Job LocationSydney, New South Wales, AustraliaPosition TypeFull-Time/Regular